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Thread
:
Think the Credit Crunch WON'T Effect you? THINK AGAIN
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11-02-2008, 12:43 AM
Bravestarr
Banned
Join Date: Aug 2008
Location: USA! USA! USA! USA! USA!!!!
Posts: 2,414
Quote:
Originally Posted by
King_Snake
back on topic...credit cards are very necessary for big purchases, if you were to buy a new fridge or something, you wouldnt walk into sears with several hundred dollars in cash would you? the trick is to just live within your means...if you can't afford a new car, DONT BUY ONE. although, i guess credit cards make it easier to live beyond your means...hmm, maybe self control is the key here folks. i hope none of my fellow tankers are in dire economic straits...
Agreed.
I maintain a 25K limit on my card ONLY because I pay the thing off religiously.
If people pay their debts off quickly, their credit scores increase and their ability to purchase things like houses and vehicles increase with it.
Sidenote: Dave Ramsey has it right. Stop buying crap you don't need. This is especially true if you don't have the money to pay for it.
Bravestarr
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